Er. Well. That was easy.
I just called my 401k people to see if I could get a loan against my 401k for a down payment for a house. It took about seven minutes and I didn’t speak a word. The whole thing is entirely automated. I asked for a loan, I told it why, I told it how much, I told it how many months I wanted to pay it back over, it told me how much my bi-weekly repayment plan would be, then said it’d send a promissory note within two working days, that I should receive it within five to seven days, that I’d need to sign it, and that I would need to mail them the address of my primary residence by December 10th.
That was . . . really easy.
And I’ve changed my contribution rate on my 401k so between the repayment and the contribution, it’ll still be right about what it was anyway. Go me! Wow. That was really . . . easy! :)